7 Jaw-Dropping Online CDs for Effortless High Yields in 2025
The financial landscape is shifting, with online Certificates of Deposit (CDs) emerging as a low-risk, high-reward alternative to traditional savings accounts. These products lock in fixed interest rates for set terms, offering savers a way to maximize returns on short- to medium-term capital.
Online banks and credit unions dominate this space, leveraging lower overhead costs to deliver superior Annual Percentage Yields (APYs). For retail investors, high-yield CDs represent a strategic tool in an era of meager interest rates.